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2027 Health Insurance Renewal Forecast: What Individuals and Small Businesses Should Expect
Get ahead of the 2027 health insurance renewal season. Discover the major shifts coming to individual and small group markets—including premium increases, a tighter enrollment window, and critical updates to subsidy eligibility. As your broker, I break down what these changes mean for you and share the strategic insights you need to protect your family or business.
Humberto Fuenmayor
May 293 min read


Why Dental, Vision, and Telehealth Coverage Matter More Than Ever in 2026
When people think about health insurance, they usually focus on medical coverage — but dental, vision, and telehealth benefits are just as essential. These three areas are often overlooked, yet they directly affect productivity, long‑term health, and overall quality of life. Here’s why every individual and every employer should take them seriously. 🦷 Dental Coverage Isn’t Optional, It’s a Must‑Have Dental care is one of the most neglected areas of health in the U.S., and the
Humberto Fuenmayor
May 152 min read


CareSource to Exit Indiana Marketplace and Georgia D-SNP in 2027: What This Means for Beneficiaries
CareSource announced that it will exit the Indiana Marketplace and discontinue its D‑SNP plan in Georgia starting in 2027. Members will keep full benefits through December 31, 2026, and can still enroll for 2026. During fall Open Enrollment, affected members will need to choose a new plan to avoid any interruption in coverage.
Humberto Fuenmayor
May 141 min read


Cigna to Exit the ACA Marketplace in 2027 — What Members Need to Do Next
Cigna will exit the ACA Marketplace after 2026, meaning all members must choose a new plan for 2027. Coverage stays the same for now, but it’s important to review options early to avoid losing insurance when the new year begins.
Humberto Fuenmayor
May 131 min read


Baylor Scott & White Health Plan Leaving Medicaid & ACA Marketplace What This Means for Texas Families?
Baylor Scott & White Health Plan is leaving both Medicaid and the ACA Marketplace in 2026, affecting thousands of Texas families. Members will need to switch plans before coverage ends, but the good news is that their hospitals and clinics will still accept other insurance options.
Humberto Fuenmayor
May 121 min read


Are Health Insurers the Villains Behind Sky-High Costs?
Flip open a newspaper, tune into the evening news, or doom-scroll your feed, and boom—you're hit with endless chatter about our health...
Humberto Fuenmayor
Oct 9, 20253 min read


Compassion and clarity, at the heart of the Center experience
Delphine keeps a box of tissues at her desk. That may seem unusual for someone in customer service, but those tissues have come in handy more than once.
Delphine works at the Blue Cross NC Store in Greensboro, NC. She says, “The most challenging and rewarding part of my job is helping those members who haven’t yet gotten resolution for an issue. They are frustrated, understandably, and they want immediate answers.”
Humberto Fuenmayor
Oct 7, 20253 min read


Increase Access to Health Coverage for DACA Recipients
Daca recipients will be able to apply for Marketplace coverage starting November 1, 2024
Humberto Fuenmayor
May 5, 20242 min read


Top Five Life Insurance Myths
The reasons why people are pushing to get life insurance most of the time are not valid.
Humberto Fuenmayor
Aug 31, 20223 min read


Why having Health Insurance is a Life Hack?
Why having Health Insurance is a Life Hack? And the right thing to do.
Humberto Fuenmayor
Jul 9, 20221 min read
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